Terms of Use

Transformation Advisors, Inc. ("Transformation Advisors" or "we") provides its content on this web site (the "site") subject to the following terms and conditions (the "Terms"), and all applicable laws, and your access to and use of this Site is subject to such Terms and laws. We may periodically change the Terms, so please check back from time to time. These Terms were last updated on March 26, 2009. By accessing and using this site, you agree to these Terms, without limitation or qualification. For an explanation of Transformation Advisors’ practices and policies related to the collection, use and storage of our users’ information, please read our Privacy Policy.

   1. Ownership of Site Content; Copyrights
      All content and functionality on the Site, including text, graphics, logos, icons and images, and the selection and arrangement thereof (collectively referred to as "Site Content"), is the exclusive property of Transformation Advisors or its licensors and is protected by United States and international copyright laws. All rights not expressly granted are reserved. Nothing contained on the Site shall be construed as conferring by implication, estoppel or otherwise any license or right to any copyright, patent, trademark or other proprietary interest of Transformation Advisors or any third party.

   2. Trademarks
      The trademarks, service marks, designs and logos (collectively, the "Trademarks") displayed on the Site are the registered and unregistered Trademarks of Transformation Advisors and its licensors. You agree that you will not refer to, or attribute any information to Transformation Advisors, or its licensors in any public medium (e.g., press releases, web sites) for advertising or promotion purposes, or for the purpose of informing or influencing any third party. Furthermore, you agree that you will not use or reproduce any Trademark of, or imply any endorsement by or relationship with, Transformation Advisors or its licensors, without our express, prior written permission.

   3. Use of Site Content
      Transformation Advisors hereby grants you a non-exclusive, non-transferable license to access, download, and/or print site content solely for your internal business use, provided that you do not modify the Site Content in any way and that you retain all copyright, trademark and other proprietary notices displayed on the Site. You may not otherwise copy, reproduce, republish, upload, modify, distribute, link to, transmit, post or disclose the Site Content, or any portion thereof, without Transformation Advisors’ prior written consent. You are responsible for complying with the laws of the jurisdiction from which you are accessing the Site, and you agree that you will not access or use any portion of the Site Content in violation of such laws. You agree not to interrupt or attempt to interrupt the operation of the Site in any way.

   4. Notices of Infringement and Takedown by Transformation Advisors
      Transformation Advisors prohibits the posting of any information that infringes or violates the copyright rights and/or other intellectual property rights (including rights of privacy and publicity) of any person or entity. If you believe that your intellectual property right (or such a right that you are responsible for enforcing) is infringed by any of the Site Content, please write to Transformation Advisors at its office address on the Site, giving a written statement that contains: (a) identification of the copyrighted work and/or intellectual property right claimed to have been infringed; (b) identification of the allegedly infringing Site Content that is requested to be removed; (c) your name, address and daytime telephone number, and an e-mail address if available; (d) a statement that you have a good faith belief that the use of the copyrighted work and/or exercise of the intellectual property right is not authorized by the owner, its agent or the law; (e) a statement that the information in the notification is accurate, and, under penalty of perjury, that the signatory is authorized to act on behalf of the owner of the right that is allegedly infringed; and (f) the signature of the intellectual property right owner or someone authorized on the owner’s behalf to assert infringement of the right. Transformation Advisors will remove any posted submission that infringes the copyright or other intellectual property right of any person under United States law upon receipt of such a statement (or any statement in conformance with 17 U.S.C. § 512(c)(3)). United States law provides significant penalties for submitting such a statement falsely. Under appropriate circumstances, persons who repeatedly submit infringing or unlawful material will be prohibited from posting further submissions. Transformation Advisors’ contact for submission of notices under this Section is the President of Transformation Advisors, at the current office address for Transformation Advisors set forth on this Site.

   5. Disclaimers
      The Site content as defined above, is for informational purposes only. Use of this site is provided with the understanding that Transformation Advisors is not herein, automatically engaged in rendering professional or business advice or services to you. Your access to and use of this site does not create a business or professional services relationship between you and Transformation Advisors Inc. This Site and all site content are provided "as is," without warranty or contract of any kind, either express or implied. Transformation Advisors, Inc. disclaims all express and implied warranties regarding this Site and the Site content (as well as regarding any other web site or services of third parties accessible through this Site), including without limitation, the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. Transformation Advisors makes no warranties, express or implied, as to the ownership, accuracy or adequacy of the Site content. Transformation Advisors, Inc., does not warrant that the Site, the Site content, or any other web site or services of third parties accessible through this Site, is free from viruses or other forms of malicious software or code. Transformation Advisors shall have no liability or responsibility for any information published on linked web sites, contained in any user submissions published on the site, or provided by third parties. IN NO EVENT SHALL TRANSFORMATION ADVISORS BE LIABLE TO ANY PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA), WITHOUT REGARD TO THE FORM OF ACTION AND WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, ARISING OUT OF OR IN CONNECTION WITH THIS SITE, ANY SITE CONTENT OR ANY THIRD PARTY CONTENT ACCESSED THROUGH THE SITE
.
   6. Third Party Web Sites
      We may provide links on the Site to web sites and/or services not operated or sponsored by Transformation Advisors. A link to a third party web site or service is not an endorsement of that web site or service. Transformation Advisors, Inc., makes no judgment or warranty with respect to such third party web sites or services. Additionally, we take no responsibility for these third party web sites or services, which are governed by the applicable terms of use and privacy policies, if any, of the applicable third party content providers. Any use you make of the information provided on any web site or service linked to by this Site is at your own risk.

   7. Governing Law
      These Terms are governed by the laws of the State of California, without reference to the principles of conflicts of laws thereof. You agree that any action in law or equity arising out of, or relating to these Terms or use of this Site shall be filed only in state or federal courts located in Sacramento, California, U.S.A. You also consent and submit to the personal jurisdiction of said courts for the purposes of litigating such action.

   8. General
     We may revise these Terms at any time by updating this posting. You should visit this page from time to time to review the Terms because they are binding on you once posted, if you continue use of the Site. We reserve the right to terminate, change, suspend or discontinue any aspect of our Site, including the availability of any features of the Site, at any time without prior notification. We may also impose limits on certain features and services, or restrict your access to parts of or the entire Site without notice or liability. We reserve the right to terminate the authorization, rights and license given above, and, upon such termination, you shall immediately destroy all materials from the Site.